First I want to say that both Tj's and chibiinochi's drawings are really nice and I like them alot.
Tj's:
Her cloth makes me think of one of them car-shows with scantily dressed women presenting the cars and that isn't such a positive thing, in my view.
The panda tattoo on the face doesn't work that well, the one on the belly is ok.
I really LOVE how you have utilized the stylus, it's awesome.
chibiinochi's:
The lightning on her nose makes it look off (perhaps having a strong light-source and a shadow on the same side of the nose causes this).
I love the clothing, except for the boots and the white color of the socks(?), they stand out a bit too much.
Edit:
The image Tom posted is also really good, and I do generally prefer this stylye when it comes to mascots, but all three works here.
The one by (naw)mcx's girlfriend cant really be compared to the other three, since it's more of a sketch than any of the other's.
But the body looks good and all the small details makes it fun/interesting to look at.
The head and the right arm are somewhat strange, I think the head isn't as centered on the neck as it should be.