I get flagged all the time by my LOCAL bank. CREDIT UNIONS are good too. If you want to talk about terrorists, let's talk Bank of Amerikkka, Chase, & Citigroup to start. And let's not forget Barclay who snagged penny's from all of us preorders by the £.
Call your CREDIT UNION and clear the charge, tell them you want a Pandora and reorder, you'll be fine. People have Monday to recover from wedding hangover, time is on your side.
Bank local everybody, take your money out of large multi-national banks.